Fees and limits private payment transactions

Valid from 1 January 2025.

Fees and limits Individual Package
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Fees and limits Individual Package

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  • Fees of Individual Package, including:
    1 Individual Payment Account
    1 Individual Savings Account
       Individual Online Banking
       Mobile Banking app
       Monthly account overview
       Financial Year overview
    Fees:
    free
  • Additional products and services:
    Additional Individual Payment Account in euro
    Additional Individual Payment Account in foreign currency
    Additional Individual Savings Account
    Bank Switching Service
    Fees:


    € 1,50 per month
    € 6 per month 

    free
    free*

* Additional costs may apply if you cancel the Bank Switching Service before the end of the term.
This information is subject to possible changes. Deviations from standard fees are possible.

Fees and limits Individual Online Banking

Transferring funds

View the fees and limits
  • Euro Payment*
    Fees:
    free
  • Euro Express Payment**
    Fees:
    € 6
  • Cross-border Payment***
    Fees:
    € 12
  • Transfer between own accounts
    Fees:
    free
  • Direct Debit
    Fees:
    free
  • Euro Direct Debit Refund
    Fees:
    free

* Euro Payment is a payment in euro within the SEPA area.
** Your Handelsbanken branch will only execute the payment after it has received a duly signed 'Handelsbanken Betalingsopdracht' form.
*** Cross-border Payment is a payment in euro outside the SEPA area or a payment in a currency other than euro to any country.

  • Euro Payment
    Limits:
    € 100.000 per day
  • Cross-border Payment
    Limits:
    € 10.000 per day
  • Transfer between own accounts
    Limits:
    € 1.000.000 per day
This information is subject to possible changes. Deviations from standard fees are possible.
a hand with money over it

Receiving money

View the fees
  • Euro Payments
    Fees:
    free
  • Cross-border Payment
    Fees:
    € 12
  • Transfer between own accounts
    Fees:
    free
This information is subject to possible changes. Deviations from standard fees are possible.
the globe

Other fees

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  • Manual payment through branch
    Fees:

    € 15 per transaction 

  • Investigation/Enquiry payment order
    Fees:
    € 50 per request
  • Cancelling a Cross-border Payment
    Fees:
    € 50 per transaction
  • Additional costs, foreign bank, based on Cross-border Payment OUR*
    Fees:
    Actual costs debited by the beneficiary bank
  • Copy of bank statement
    Fees:
    € 5 per statement reference number
* You pay the costs that the receiver would pay to their bank.
This information is subject to possible changes. Deviations from standard fees are possible.

Limits Individual Mobile Banking
ikon transaktion via mobiltelefon

Transferring funds

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  • Euro Payments to a saved beneficiary
    Limits:

    € 20.000 per day

  • Euro Payments to a new beneficiary
    Limits:
    € 5.000 per day
  • Transfer between your accounts
    Limits:
    € 250.000 per day
This information is subject to possible changes. Deviations from standard fees are possible.

Fees and limits Investment Investment Account
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Individual Investment Account

View the fees and limits

  • Fees of Individual Investment Account*

    Tarieven:

    free*

    * In addition to the Investment Account, you will need to have a Payment Account, including Individual Online Banking. There are no fees involved, as long as the Payment Account is being used as the Contra Account of your Investment Account. If you are also using the Payment Account for your payments, the fees for the Individual Package apply.



  • Transfers between own accounts *

    Tarieven:

    Limits

    € 400.000 per day

    * You can only transfer from your own Individual Payment Account to your Individual Investment Account.