Fees and limits private payment transactions
Fees and limits Individual Package
Fees and limits Individual Package
| Fees | |
|---|---|
|
Fees of Individual Package, including:
1 Individual Payment Account
1 Individual Savings Account
Individual Online Banking
Mobile Banking app
2 Handelsbanken Debit Cards
1 Handelsbanken Gold Card
Monthly account overview
Financial Year overview
|
€ 5 per month |
Fees of Individual Package, excl. Handelsbanken Gold Card |
€ 3 per month |
|
Additional products and services:
Additional Individual Payment Account in euro
Additional Individual Payment Account in foreign currency
Additional Individual Savings Account
Additional Handelsbanken Debit Card
Replacement Handelsbanken Debit Card
Extra Handelsbanken Gold Card
Bank Switching Service
|
|
Fees and limits Individual Online Banking
Transferring funds
| Fees | |
|---|---|
| Euro Payment* | free |
| Euro Express Payment** | € 4,50 |
| Cross-border Payment*** | € 10 |
| Transfer between own accounts | free |
| Direct Debit | free |
| Euro Direct Debit Refund | free |
* Euro Payment is a payment in euro within the SEPA area.
** Your Handelsbanken branch will only execute the payment after it has received a duly signed 'Handelsbanken Betalingsopdracht' form.
*** Cross-border Payment is a payment in euro outside the SEPA area or a payment in a currency other than euro to any country.
| Limits | |
|---|---|
| Euro Payment | € 100.000 per day |
| Euro payment via iDEAL | € 50.000 per transaction |
| Cross-border Payment | € 10.000 per day |
| Transfer between own accounts | € 200.000 per day |
Receiving money
| Fees | |
|---|---|
| Euro Payments | free |
| Cross-border Payment | € 10 |
| Transfer between own accounts | free |
Other fees
| Fees | |
|---|---|
| Manual payment through branch | € 10 per transaction |
| Investigation/Enquiry payment order | € 50 per request |
| Cancelling a Cross-border Payment | € 50 per transaction |
| Additional costs, foreign bank, based on Cross-border Payment OUR* | € 15 per transaction |
Limits Individual Mobile Banking
Transferring funds
| Limits | |
|---|---|
| Euro Payments to a saved beneficiary | € 20.000 per day |
| Euro Payments to a new beneficiary | € 5.000 per day |
| Euro Payment via iDEAL | € 5.000 per day |
| Transfer between your accounts | € 50.000 per day |
Fees and limits Debit Card
Payments
| Fees | Limits* | |
|---|---|---|
| In the Netherlands | free | € 2.500 per day |
| Outside the Netherlands in euro | free | € 2.500 per day |
| In foreign currency | € 0,15 + 1.5% rate increase** | € 2.500 per day |
| Contactless payments | free | € 25 per transaction, with a maximum of € 50 worth of consecutive transactions. |
** Handelsbanken uses the exchange rates set by MasterCard and increases these by 1.5%. The increase is directly processed in the transaction amount.
Withdrawing money
| Fees | Limits | |
|---|---|---|
| In the Netherlands | free | € 250 per day, 2 transactions |
| Outside of the Netherlands in euro | free* | € 500 per day, 2 transactions |
| In foreign currency | € 2,25 + 1.5% rate increase** | € 500 per day, 2 transactions |
** Handelsbanken uses the exchange rates set by MasterCard and increases these by 1.5%. The increase is directly processed in the transaction amount.
Making payments
View the fees and limits on icscards.nlOpens in a new windowCash withdrawal
View the fees and limits on icscards.nlOpens in a new windowFees and limits Investment
Individual Investment Account
| Tarieven | |
|---|---|
Fees of Individual Investment Account* |
Free* * In addition to the Investment Account, you will need to have a Payment Account, including Individual Online Banking. There are no fees involved, as long as the Payment Account is being used as the Contra Account of your Investment Account. If you are also using the Payment Account for your payments, the fees for the Individual Package apply. |
|
Limits € 400.000 per day * You can only transfer from your own Individual Payment Account to your Individual Investment Account. |