Fees and limits private payment transactions

Valid from 1 January 2024

Fees and limits Individual Package

Fees and limits Individual Package

	Fees
Fees of Individual Package, including: 1 Individual Payment Account 1 Individual Savings Account Individual Online Banking Mobile Banking app Monthly account overview Financial Year overview	free
Additional products and services: Additional Individual Payment Account in euro Additional Individual Payment Account in foreign currency Additional Individual Savings Account Bank Switching Service	€ 1,50 per month € 5 per month free free*

* Additional costs may apply if you cancel the Bank Switching Service before the end of the term.

THIS INFORMATION IS SUBJECT TO POSSIBLE CHANGES. DEVIATIONS FROM STANDARD FEES ARE POSSIBLE.

Fees and limits Individual Online Banking

Transferring funds

	Fees
Euro Payment*	free
Euro Express Payment**	€ 4,50
Cross-border Payment***	€ 12
Transfer between own accounts	free
Direct Debit	free
Euro Direct Debit Refund	free

* Euro Payment is a payment in euro within the SEPA area.
** Your Handelsbanken branch will only execute the payment after it has received a duly signed 'Handelsbanken Betalingsopdracht' form.
*** Cross-border Payment is a payment in euro outside the SEPA area or a payment in a currency other than euro to any country.

	Limits
Euro Payment	€ 100.000 per day
Cross-border Payment	€ 10.000 per day
Transfer between own accounts	€ 200.000 per day

THIS INFORMATION IS SUBJECT TO POSSIBLE CHANGES. DEVIATIONS FROM STANDARD FEES ARE POSSIBLE.

Receiving money

	Fees
Euro Payments	free
Cross-border Payment	€12
Transfer between own accounts	free

THIS INFORMATION IS SUBJECT TO POSSIBLE CHANGES. DEVIATIONS FROM STANDARD FEES ARE POSSIBLE.

Other fees

	Fees
Manual payment through branch	€ 10 per transaction
Investigation/Enquiry payment order	€ 50 per request
Cancelling a Cross-border Payment	€ 50 per transaction
Additional costs, foreign bank, based on Cross-border Payment OUR*	€ 15 per transaction

* You pay the costs that the receiver would pay to their bank.

THIS INFORMATION IS SUBJECT TO POSSIBLE CHANGES. DEVIATIONS FROM STANDARD FEES ARE POSSIBLE.

Limits Individual Mobile Banking

Transferring funds

	Limits
Euro Payments to a saved beneficiary	€ 20.000 per day
Euro Payments to a new beneficiary	€ 5.000 per day
Transfer between your accounts	€ 50.000 per day

DEZE INFORMATIE IS ONDER VOORBEHOUD VAN WIJZIGINGEN. ER KAN WORDEN AFGEWEKEN VAN DE STANDAARDLIMIETEN.

Fees and limits Investment Investment Account

Individual Investment Account

	Tarieven
Fees of Individual Investment Account*	free* * In addition to the Investment Account, you will need to have a Payment Account, including Individual Online Banking. There are no fees involved, as long as the Payment Account is being used as the Contra Account of your Investment Account. If you are also using the Payment Account for your payments, the fees for the Individual Package apply.
Transfers between own accounts *	Limits € 400.000 per day * You can only transfer from your own Individual Payment Account to your Individual Investment Account.

Fees of Individual Investment Account*

free*

* In addition to the Investment Account, you will need to have a Payment Account, including Individual Online Banking. There are no fees involved, as long as the Payment Account is being used as the Contra Account of your Investment Account. If you are also using the Payment Account for your payments, the fees for the Individual Package apply.

Transfers between own accounts *

Limits

€ 400.000 per day

* You can only transfer from your own Individual Payment Account to your Individual Investment Account.